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Mortgage

Mortgage Assistance with 3G Real Estate

If you are planning to buy a property in the UAE, 3G Real Estate is always there to serve you with the best real estate advice in the mortgage process. We are here to present simple solutions through our professional guidance, individualized strategies, and an easy mortgage calculator to estimate your monthly payments. Our advisors will support you at every stage, from the first inquiry to final approval, making your experience smooth and stress-free. 

Transparency

Clear and honest communication that keeps you informed at every step of the way.

Efficiency

Smooth processes for quick and smooth mortgage approvals.

Personalization

Specialized mortgage solutions to fit your unique financial needs.

Support

Expert guidance from inquiry to final approval for a worry-free journey.

Mortgage Solutions

Expert Mortgage Solutions for Simplifying Your Financing!

Understanding the mortgage process is never easy, but 3G Real Estate makes it simple. We guide you through the whole process, connect you with the leading lenders, and handle all the documentation, guaranteeing that you will meet all legal requirements. Our customized services, which span from property valuation to after-sale support, make your journey smooth. Let’s team up to hunt down your ideal property. Contact us today! 

Get in Touch

We are just a call away for all your mortgage needs! Reach out to us today to learn more about our specialized mortgage solutions and schedule a detailed session with our expert. Let’s work together, review the terms and conditions, and make the right choice! 

Mortgage Experts

Why Choose 3G Real Estate for Your Mortgage Needs?

3G Real Estate is professional in providing customized mortgage options that fall within your financial requirements. As we possess a strong network of lenders and work according to the commitment to transparency, we make the process easy for first-time buyers and seasoned investors alike. Make your homeownership journey stress-free with 3G! 

FAQ's

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What is a mortgage and how does it work?

A mortgage is a loan provided by a lender to help a homebuyer financially with the property purchase.

The 6 major reasons to use a mortgage broker in Dubai are listed below: 

  1. Access to Multiple Lenders: Brokers connect you to different lenders to help you get the best deal.
  2. Expert Advice: They provide information about loans, interest rates, and terms according to your needs.
  3. Time-saving: Avoid the hassle of comparing options—brokers simplify it for you.
  4. Custom Solutions: Brokers will find mortgages personalized to your financial situation.
  5. Negotiating Power: Benefit from the broker’s strong lender relationships for better rates.

Simplified Process: They handle paperwork, making the process peaceful for you.

Monthly mortgage payments are based on three components which are principal, interest, and insurance. 

  • The principal contributes to building the property’s equity. 
  • The interest represents the cost of borrowing the loan. 
  • Insurance is a required addition to all mortgages. 

There are several types of mortgages, such as fixed-rate mortgages, adjustable-rate mortgages, interest-only loans, and Islamic financing. The best mortgage type for you will depend on your financial situation and long-term property goals. Our mortgage advisors are here to guide you through the different options and help you select the one that best suits your needs.

A valid passport or Emirates ID, proof of income such as salary slips and bank statements, and property-related paperwork are important documents required for a mortgage application. Our professional Dubai mortgage brokers can help you compile all the documents you need. 

Some conditions affect interest rates, such as the type of mortgage, loan period, credit history, and central bank rates. The down payment and LTV ratio also matter. We have a close relationship with mortgage providers, so we can get you the best possible interest rates.

This refers to the overall duration of the mortgage. In the UAE, the maximum term is 25 years, depending on affordability. You can discuss this with your mortgage advisor, and the bank will confirm the details.

The timeline for mortgage approval usually takes two weeks after getting pre-approved and then two more weeks after signing the Memorandum of Understanding (MOU) before getting the final offer letter. You may contact us to know more about the timeframe, and our advisers will be able to give you the details per your scenario.

Amortization refers to the scheduled break-up of your mortgage payments, showing how much goes toward the principal and how much toward interest. It also allows interest savings when making extra payments during the term of the mortgage.